EP88 – Joining the Air Force to get a VA loan; How to negotiate new furniture; Taking $100k out of your 401k; Thoughts on the new Nest smart thermostats

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We have a great lineup of your social media questions and our thoughts! We have received so many positive comments about these episodes. If you have a question for us please email to

Brandy – My husband and I need a new couch because the one we have is literally falling apart.  Can you negotiate a cheaper price in the furniture store?  What is the best way to approach getting the price down?

Julee – Is it true that I can take $100,000 out of my 401(k) this year penalty free due to pandemic?

SOCIAL MEDIA QUESTION #3 Joel – What are your guy’s thoughts on the nest thermostat? Does it really save money? Does someone know from experience having owned and used one?

Cindy – I want to open a Roth IRA and was wondering about recommendations on who to go through.

John – Is it bad that I wanna go into the Air Force just in order to use the VA home loans? My plan is to save EVERYTHING I can if I do serve, live low, then once I’m out use my va home loan to buy a rental… thoughts?

I’m starting on the baby steps and got to thinking. If I don’t have any debt should I just go straight to baby step 3?

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