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EP24 – Dave Ramsey Baby Steps Review; Budgeting for variable incomes; 401K contribution amounts; Loans against 401Ks; Fee only advisers

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A full recap of our Dave Ramsey Baby Steps series and moving forward;
Savvy Savings segment about budgeting tactics for variable incomes;
Listener asks what should her 401K contribution amounts be at;
Tips on where to store the emergency fund;
Can or should you take out loans against 401Ks for down payments on house, medical bills or other expenses;
A great example of why you should only use fee only advisers – or no advisers at all

  • A full recap of our Dave Ramsey Baby Steps series and moving forward;
  • Savvy Savings segment about budgeting tactics for variable incomes;
  • Listener asks what should her 401K contribution amounts be at;
  • Tips on where to store the emergency fund;
  • Can or should you take out loans against 401Ks for down payments on house, medical bills or other expenses;
  • A great example of why you should only use fee only advisers – or no advisers at all

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